Why new homes are a better choice for some buyers

Bangalore is a city which has seen staggering development in the last decade. It used to always attract people due to it cool climate, a host of top notch educational institutes. But after becoming an Information Technology (IT) hub, the employment rate here has increased. People from all over the country have moved here for jobs and now like every other metropolitan city, it has become crowded. The huge influx of people into the city has created a great demand for housing and of course like in every other city in India, the housing prices here have sky rocketed.  Real Estate Bangalore is booming. There are a plethora of housing options available. Developers are always constructing new buildings and we also find people selling their old homes. Some people are happy buying older homes while others prefer new constructions. Let’s look at some of the differences between old homes and new homes and why new homes are a better choice for some buyers.

Today’s style- The biggest advantage of newer homes is that they have been built in accordance with today’s lifestyle. Walk-in closets, larger bathrooms, eat-in kitchen, storage spaces, work rooms; large balconies etc are some of the features of modern design. Most of the older homes that were built between the 1920’s and early 2000’s don’t have these features.  So if you are looking for these modern features in your house, new homes are better for you.

Customizable- Most older homes came with a definite set of things and all the houses has the same flooring, paint, fans, circuitry etc. When buying new homes now you can chose from a lot of options and customize it according to your likes.  Flooring, Painting, Table tops, Lighting, other fixtures as well as landscaping can be customized according to the buyers wants. Some features come as upgrades and the buyer will have to pay an additional amount for that. But in the base package itself one has lost of customizability options that won’t cost the buyer anything extra.  One lacks this flexibility with older homes.

Energy Efficient- New homes are built using construction materials that are energy efficient. They adopt various technologies including the solar technology, which is good for your environment as lower utility bills for us. Lower utility bill every months means, you end up saving lots of money over the years. If you are buying new homes look for the energy efficiency features.

New technology- New homes come with the latest technology built in during construction like alarm systems, security cameras, Cables for Wi-Fi etc. This means you don’t have to dig holes in your walls later. In case of older homes you have to install these technologies later bearing extra costs and also damage to the house because of drilling etc.

Less maintenance and repair- Another main advantage of newly constructed homes is that you don’t have to spend money for maintenance or repair. Everything is new so it will work perfectly for the next couple of years freeing you from all tension and financial burden. With older homes thinks fall apart often and one has to sell chash frequently for repairs.

Easier on you- Most new homes come with things all built in. So you avoid the headache of renovating the house and fixing things, while you live in the house. Apart from the financial burden, these things can be physically and mentally taxing. With a new home, once after purchasing, you are able to relax and enjoy your new home.

There are both pros and cons to a new home. It all depends on your preferences. If you think the above mentioned points are deal breakers for you, then its best to go for a new home.

Pro's Advice to 'Buy What You Know' Doesn't Always Work

Peter Lynch, vice chairman of Fidelity Management and Resear
Peter Lynch made mutual funds popular and investing cool a generation ago. From 1977 through 1990, he took the initially fledgling Fidelity Magellan mutual fund from $18 million in assets to a whopping $14 billion by the time he stepped down 13 years later. The fund came through with an average annualized return of 29.2 percent, more than doubling the market’s general return.

Lynch wasn’t shy when it came to revealing the secret to his success. In a series of books he wrote after retiring from the fund, Lynch explained that he was able to score his biggest gains by buying into consumer-facing companies that the public was favoring.

He would accompany his wife and children to the mall, often coming across his best stock ideas by buying into the stores his family flocked to and snapping up the stocks behind hot consumer trends. The “Buy what you know” mantra worked for Lynch and it resonated with individual investors who gravitated to its simplicity.

It still works and works well, but sometimes things just don’t pan out.

The Rookie Class

If Lynch were an active fund manager today, it’s easy to fathom the growth stocks that he would be warming up to. There’s Shake Shack (SHAK), the fast-growing burger chain that blazed out of the gate shortly after going public in January. Lynch would’ve seen the long lines at the chain’s flagship New York City eateries and probably would’ve liked what he saw.

He would’ve been drawn to last summer’s GoPro (GPRO) IPO. Lynch would’ve seen the way millennials and young teens are taking to the wearable cameras and the viral nature of the short action clips gaining steam online.

El Pollo Loco (LOCO) went public a few weeks after GoPro last summer and the fast-food chain specializing in citrus-marinated grilled chicken with 415 locations was another hot debutante. Lynch had a knack for spotting hot eateries, making El Pollo Loco a strong candidate for young investors trying to tap into their inner Lynch.

All of these stocks may have popped initially, but they’ve burned investors in recent months. Shake Shack has surrendered 47 percent of its value since peaking two months ago. GoPro hit its high in October and the stock is trading 44 percent lower now. El Pollo Loco has had it even worse, giving up more than half of its value since topping out a few days after going public.

Lynch Mob

This doesn’t mean that Lynch would’ve been burned by these three stocks. The models may have been initially attractive, but he also would’ve considered the lofty valuations. All three of these consumer-facing rookies rose too high, too soon.

Shake Shack turned heads because at its peak, the market was valuing each of its company-owned eateries at nearly $100 million apiece. GoPro’s earnings multiple floated into the triple digits and even now it’s going for more than 60 times trailing earnings. El Pollo Loco packed a more reasonable valuation, but it’s also growing at a slower clip than the other two names.

So, yes, “Buy what you know” is alive and well as an investing philosophy, but sometimes it’s even more important to know how much you’re paying.

Steps to Download Dailymotion Videos using Movavi Screen Capture Studio

Among all the video sharing websites, YouTube tops the charts. It is certainly the handiest, easy to use / access and user-friendly website which has a fantastic interface offering access to thousands and millions of videos that are played and recorded online.

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As a popular video sharing website, Dailymotion has also emerged as another alternative which is worth giving a try. It is a French website which enables the users to upload videos, view the same online as well as enable sharing them with close friends and family. It is reviewed as a fabulous platform which comprises of a convenient system of channels and playlists and assists the users to arrange videos that have similar content posted into varied groups.

Many users have found Dailymotion at par with YouTube whereas some stated the advantage of it having superior video than YouTube. So in case you are looking out for a platform on which you can watch HD videos,  and convert  MOV to MP4 you must check out Dailymotion.

Step-1_alarm

Taking this forward, there will be a query as how one can record these videos conveniently using a software. Movavi Screen Capture enables the users to save Dailymotion videos by making few simple clicks. This powerful screen recorder enables the users to trace hard to find videos, watch them online, and download the same for future viewing. This easy-to-use application facilitates watching these movies, ripping songs from the web, and capturing any action happening on the screen. Further, using Screen Capture Studio Program from Movavi, users have the option to convert Dailymotion videos into other formats to be viewed on different devices. Enlisted below are simple steps that can be followed to download videos from online sources:

Stage 1: First step requires downloading Movavi Screen Capture Studio on your computer. Simply open the installation file and download the same by following the on-screen instructions.

Stage 2: Next comes the stage of adjusting the Recording Settings – Download MovaviDailymotion downloader. Followed by this locate the Dailymotion video that you wish to copy on your hard disk. Now, adjust size of the yellow frame and drag it to the position of video that you wish to capture. In place of this, you can select the preset frame sizes from Select Capture Area list.

Stage 3: Goaheadand save Dailymotion videos – Select the REC button and get set to play the video. This program hands out five seconds to the user to prepare the downloading process. Users can also initiate / control the capturing process by clicking on the Pause, Cancel, or Stop buttons featured on control panel.

Stage 4: Lastly, you can now save the Recorded Video – Screen Capture Studio is an advance program which enables the users to save these files in distinct media formats such as FLV, MP4, MKV, GIF, etc. It also serves as a handy converter. Select Video and audio formats available in Save as list, make a selection of your desired format and save the video.

Week's Winners and Losers: Netflix Soars, Barbie Snores

Mattel Inc. Products Ahead Of Earning Figures

There were plenty of winners and losers this week, with the leading premium video service proving ridiculously magnetic and a one-iconic doll continuing to fade in popularity.

Travelzoo (TZOO) — Loser

There was a time when Travelzoo’s Top 20 weekly email blasts were a viral sensation for deal seekers looking for bargains on last-minute getaways, but the online travel deals publisher has been struggling lately. The stock took a beating Thursday after posting disappointing financial results, shedding nearly a fifth of its value.

Revenue and earnings clocked in lower than during the prior year’s quarter. The number of folks who have opted in to receive Travelzoo’s deals has inched slightly higher over the past year to 24.8 million, but the fact that it’s generating a lot less revenue per member is problematic.

Netflix (NFLX) — Winner

Shares of Netflix hit yet another all-time high after the company split its shares and announced another blowout quarterly report. The leading premium video streaming service closed out the June quarter with nearly 3.3 million more streaming subscribers than it had at the end of June.

Most of Netflix’s growth is coming overseas. It tacked on 900,000 domestic streaming subscribers during the period but a hearty 2.37 million internationally. This adds up to a lot more than the 2.5 million total net streaming subscribers that Netflix was forecasting. Profit margins continue to widen domestically, and its international operations are now two years away from profitability. Wall Street liked what it saw, with at least three analysts boosting their price targets on the stock.

Adobe (ADBE) — Loser

Folks using Chrome or Firefox browsers began getting notices that Adobe’s once-iconic Flash Player was being blocked as a plug-in due to security concerns. Reports indicated that running the plug-in made users susceptible to hackers.

Flash was once the multimedia platform of choice, but it’s been starting to lose support in favor of HTML5. Obviously this isn’t a good sign for Flash, and it might also come to burn Chrome and Firefox if users tired of the pop-up warnings on every page containing Flash and chose a different browser.

Amazon.com (AMZN) — Winner

The leading online retailer hosted Amazon Prime Day on Wednesday, promising more deals than Black Friday as a way to celebrate the success of its Prime loyalty shopping offering. Initial reactions were mixed, with some customers hoping for better deals. However, at the end of the day it was a monster success.

Amazon revealed the next day that orders were 18 percent higher than November’s Black Friday holiday shopping frenzy. Customers were ordering 398 items a second, on average. Amazon shares responded, hitting another all-time high.

Barbie — Loser

Young girls are putting away their Barbie dolls. Mattel (MAT) posted another problematic quarter. Reported sales declined relative to the prior year’s period, making this the seventh quarter in a row of year-over-year drops.

The results are kinder if you adjust for the currency discrepancies given the strong dollar, but let’s talk Barbie. Worldwide gross sales of the Barbie brand posted an 11 percent year-over-year plunge for the quarter on a constant currency basis. Mattel is placing a big bet on an interactive talking Barbie that’s coming out later this year. Let’s hope it can say more than, “I’ve fallen, and I can’t get up.”

Easy phone recharging with online services

When the times are changing so quickly and for every little thing people are relying on the internet there looks no good in you sticking to the old and traditional ways of doing things. In spite of all the convenient and easy options, there are a huge number of people who still go to the regular recharge shops or at the offices of the telecom companies to get the online mobile recharge done or to pay their phone or internet bills. The internet these days is loaded with a lot of reliable and customer friendly websites where you can easy do the Tata Docomo online recharge.

If you belong to one of those categories where you quite nicely know how to use a smart phone and internet but still visit the vendors to recharge your phone, take some time out to think about it. Apart from wasting a lot of your time as well as the fuel, there is nothing good that you are getting in return. So instead of getting befooled, make a switch to these modern ways of doing online mobile recharge and get sorted. If these reasons don’t sound good enough, there is a lot more that the recharge websites have to offer in order to lure their prospective customers. With all the cash back offers, discount coupon and other lucrative offers that you would never get if you recharge the traditional way, the online mobile recharge options are definitely worth a try.

There are a lot of limitations that people face when they opt for the traditional mobile recharge methods. For example, the shop may be closed or might only open up for limited time, the server may be down, the recharger won’t have enough credit, etc. Due to all these reasons, the person who faces the problem is the customer. However this won’t be the case when you opt for recharging your phone online. Irrespective of the facts like time or place, the websites are open 24/7 and you don’t need to wait for anything when wanting to do the Tata Docomo online recharge. There are times when we suddenly go out of balance. In such situations, if you have a working internet connection, you can instantly recharge your phone and get sorted.

Apart from the telecom companies, there are a lot of promotional coupons and discount offers that the customers are given by the websites when they opt for online mobile recharge. So apart from just being easy and convenient at times the deals like this also end up being a savior for your pocket. A lot of people still keep themselves constricted because they feel that the websites may end up cheating them and all the money would go in vain. What you need to know here is that not all the websites would cheat on you and if you stay careful and only opt for the popular and reliable websites, such problems won’t occur and you would easily be able to do the Tata Docomo online recharge.

The Advantages of a CCTV System

This article provides tips on choosing the best CCTV system for your property and how to compare various products against each other. It also includes some information on CCTV in general and the benefits of using such technology.

CCTV can be found almost everywhere in the developed world. It is highly beneficial in deterring and detecting crime taking place, including, but not limited to, shoplifting, burglary, assault and vandalism. It is used to protect the public from harm, and also privately to safeguard a company’s property and assets.

In particular, retail stores use CCTV to watch over their shop floors to act as a deterrent to shoplifters. If a crime is still committed, security can often pre-determine this by watching a shopper’s behaviour and therefore enabling you to be prepared to catch them as soon as they leave the store after taking an item. The footage can be used as evidence to prove the act has taken place, and to convict the criminal by using facial recognition in the case of HD CCTV. High definition cameras are highly beneficial and have many advantages over older, analogue versions that are gradually dropping out of popularity.  HD cameras have higher resolutions and can work better in low light situations. They are also able to connect to a wi-fi system, which has an array of other benefits.

Avigilon is a top quality brand of high definition surveillance solutions and their products can be viewed online. They stock a wide range of HD cameras with many useful features. Access Control Manager is a piece of software that comes with the devices to allow you to view the footage via a computer and internet connection. It is very easy to use and allows you to play back any videos as and when is required. You can access this at any time, from any location, providing excellent flexibility. The brand’s customer support is another great feature to make use of.

There are many other security brands that can be researched, so look into this and compare products in order to find the right one for you. With various features and price tags, the options are vast, so there is something to suit any type of business or private property. The internet is a brilliant resource for doing such research, although you may wish to speak to a professional and obtain several quotes in order to make an informed purchase decision. This should come free of charge and under no obligation to buy.

CCTV can be used alongside various other devices such as alarms and key pads to create a comprehensive security system and protect your property, assets and people from harm. Installation is often provided by the CCTV company itself and is worth making use of in order to ensure the system is set up properly. They can show you how to use it, although some companies even offer management at an extra cost. It all depends on your budget and what you are looking for.

Lenovo K3 Note Specifications, Overview and Initial Impressions

Today was the first Flash sale of Lenovo K3 Note, and like all other such sales this one too lasted for a few seconds only. 47,440 units of device disappeared within 5 seconds. This was expected to happen – the device is totally loaded with features from every angle. In initial impressions it looks like a complete package of everything that an Indian smartphone buyer may want to have these days. Actually it offers much more than that.  Before getting started with this article, let me point you out this article which talks about Lenovo K3 Note flip covers.

Let’s find out what makes it the most compelling offering in budget smartphone segment:

Design

It doesn’t look and feel like a budget smartphone. The design and build quality of device is outstanding and it feels like a premium device when held in hand. It’s not a unibody design, but there’s no creaky part in the device. And though back cover of device may feel a bit flimsy when removed, it’s not something that you’ll feel everyday.

Display

This is the only smartphone with Full-HD display in under-10k segment. The display is also large enough at 5.5-inches. Plus, it’s also much sharper and vivid than most other smartphone displays in the budget segment. Needless to say that it’s an earnest bid from Lenovo to win the hearts of large, gorgeous display lovers who until now were left unsatisfied with displays of sub-standard quality.

Performance 

At the heart of this budget phablet is something that you won’t find in any other budget smartphone as of now. It has been designed to outperform most other devices in this segment as it has got 64-bit 1.7GHz Octa-Core Mediatek MT6752 processor and 2GB of RAM. With this kind of hardware it didn’t come to me as a surprise when I saw it outperforming almost all other handsets in under-10k segment.

Camera

A 13MP camera sits on the back of this phablet and a 5MP one on the front. And both of them are great for everyday photography. Selfie camera also has something unique: it can be triggered in six different ways including voice commands, timers, holding up the V sign and so on. Plus, Lenovo has also packed enough features into its camera app to ensure that it can become a good option for photography lovers too.

Battery and Storage

Lenovo K3 Note comes with 16GB of internal storage and 32GB of expandable storage. And it’s powered by a 3,000 mAh battery, which is really capable of providing standby time up to 11 days and talk time up to 39 hours (on 2G) as promised by Lenovo. That pretty much sums it up!

Finally I’d like to say that as of now it’s the best option for every smartphone buyer who has a budget of around 10k bucks for a smartphone. You can buy it without having any qualms, and if you couldn’t get it in today’s flash sale then you should register yourself for the next one that’ll be held one week later.

BookMyCab Gets Licence to Operate From Delhi Government

bookmycab_screenshot.jpg
App-based taxi service operator BookMyCab on Monday said it has bagged licence from the Delhi government to operate in the NCR region.The licence also allows BookMyCab to advertise on attached radio taxies, the taxi service operator said in a statement.

The development assumes great significance for BookMyCab as the Delhi government has been following a strict vigilance process and scrutiny for granting licences to call taxi service providers and many operators are still awaiting their licence to operate in the national capital.

BookMyCab is already licensed by the government of Maharashtra to provide booking of cabs over phone and portal.

“I would like to thank the Delhi government for granting us permission to operate in this dynamic market and also our investors whose support has been enabling us to expand our footprint in a steady and systematic manner,” said BookMyCab Founder and CEO Avinash Gupta said.

Over the last six-seven years, the radio taxi sector has witnessed a huge growth. This market is growing at the rate of 15-20 percent per year and is expected to further grow at 20-25 percent in the coming years.

BookMyCab has over 5,000 registered cabs operating in various cities across the country. Since its launch in 2012, BookMyCab has raised funding from YourNest and Mumbai Angels.

Ola in June won a legal reprieve to operate in New Delhi, prompting US-based rivalUber to file a similar suit on Friday to challenge the rejection of their licence applications in the capital city. Acting on a petition by Ola, the Delhi High Court on Thursday reiterated that the government’s ban was not valid and could not be grounds to reject the its application to operate its taxis in the city. Uber has also filed a similar petition to be able to resume its operations.

Justice Department Investigating Potential Airline Collusion

Airlines Higher Fares
The U.S. government is investigating possible collusion among major airlines to limit available seats, which keeps airfares high, according to a document obtained by The Associated Press.

The civil antitrust investigation by the Justice Department appears to focus on whether airlines illegally signaled to each other how quickly they would add new flights, routes and extra seats.

A letter received Tuesday by major U.S. carriers demands copies of all communications the airlines had with each other, Wall Street analysts and major shareholders about their plans for passenger-carrying capacity, or “the undesirability of your company or any other airline increasing capacity.”

The Justice Department asked each airline for its passenger-carrying capacity both by region, and overall, since January 2010.

‘Unlawful Coordination’

Justice Department spokeswoman Emily Pierce confirmed that the department is looking into potential “unlawful coordination” among some airlines. She declined to comment further or say which airlines are being investigated.

On a day when the overall stock market was up, stocks of the major U.S. airlines ended the day down 1 to 3 percent on news of the investigation.

American Airlines (AAL), Delta Air Lines (DAL), Southwest Airlines (LUV) and United Airlines (UAL) all said they received a letter and are complying. Several smaller carriers, including JetBlue Airways (JBLU) and Frontier Airlines, said they hadn’t been contacted by the government.

The airlines publicly discussed capacity early last month in Miami at the International Air Transport Association’s annual meeting. After hearing about that meeting, U.S. Sen. Richard Blumenthal, D-Conn., requested a Justice Department investigation.

The department had tried to block the most recent merger, the 2013 joining of American Airlines and US Airways, but ultimately agreed to let it proceed after the airlines made minor concessions.

Capacity Problem?

Some Wall Street analysts argue that to remain financially strong, airlines shouldn’t expand capacity faster than the U.S. economy. And from January 2010 to January 2014, they didn’t.

In that 4-year period, capacity on domestic flights was virtually flat while the U.S. economy grew about 2.2 percent a year. From January 2014 to January 2015, however, the airlines expanded by 5.5 percent, topping the economy’s 2.4 percent growth for 2014.

Thanks to a series of mergers starting in 2008, America, Delta, Southwest and United now control more than 80 percent of the seats in the domestic travel market. They’ve eliminated unprofitable flights, filled more seats on planes and made a very public effort to slow growth to command higher airfares.

It worked. The average domestic airfare rose an inflation-adjusted 13 percent from 2009 to 2014, according to the Bureau of Transportation Statistics. And that doesn’t include the billions of dollars airlines collect from new fees. During the past 12 months, the airlines took in $3.6 billion in bag fees and $3 billion in reservation-change fees.

That has led to record profits. In the past two years, U.S. airlines earned a combined $19.7 billion.

This year could bring even higher profits thanks to a massive drop in the price of jet fuel, airlines’ single highest expense. In April, U.S. airlines paid $1.94 a gallon, down 34 percent from the year before.

That worries Wall Street analysts and investors. Cheap fuel has led airlines to make money-losing decisions in the past, rapidly expanding, launching new routes and setting unrealistically low fares to lure passengers. Airlines already flying those routes would match the fare, and all carriers would lose money.

Market Jitters

Such price wars are long gone, but today’s low fuel costs along with recent comments from airline executives have given the market jitters.

Airline stocks plunged in May after the chief financial officer of Southwest said at an industry event that the carrier would increase passenger-carrying capacity by 7 to 8 percent, an increase over an earlier target.

Wolfe Research analyst Hunter Keay, who hosted that May 19 conference, told investors in a note afterward that the big airlines are unhappy to be restraining growth while low-cost airlines like Spirit (SAVE) grow much faster. He urged the major airlines to “step up” and cut routes for the good of the industry.

On June 1, Southwest CEO Gary Kelly said his airline would cap its 2015 growth at 7 percent. That sparked a rally in airline stocks, as investors were more assured that capacity growth would be limited.

Keay said Wednesday that he had not been contacted by the government and doesn’t think the airlines have been acting inappropriately.

“The analyst community is bringing up the subject. You certainly can’t fault an airline executive for responding to the question,” Keay said. “The capacity continues to grow at the airports people want to fly to and air travel remains a particular good value for the consumer, especially for the utility that it provides.”